Pay For Delete – Does It Really Work?

When you read the forums on personal finance, debt and credit help, lots of people advise you should demand the collection agency remove your account from your credit report as part of the negotiation. This is called “Pay For Delete”. Does it work in real life?

If I Have Moved, Which State’s Statute of Limitations Applies To Me?

If you have moved and you have a delinquent debt, which state can you be sued in? How do you fight against a longer statute of limitation? Learn what a Borrowing Staute is and how you can use it in your defense to not get stuck with a longer Staute of limitations time period.

I Paid My Judgment – Now What?

You have been dealing with this monkey on your back for a long time. You fell way behind on a credit card or other loan.

Climb Your Debt Mountain One Step at a Time

Charlie Linville lives here in Boise. He is a US Marine Corps veteran who lost his right leg in 2012 when he stepped on an IED in Afghanistan.

How Free Samples of Jams Can Get You Out of Debt

More choices and options seem like a good thing. But they can lead to the “paralysis of analysis.” Learn how a study on selling jams from 1995 can help you to get started on your plan to debt freedom.

You Can Spend Your Way Out of Debt

Getting out of debt is not a fast, pixie dust plan. It takes work and patience. But if you give up after 2-3 weeks then you have gotten nowhere. This article gives you permission to enjoy life while you work through your debt plan!

Credit Cards – What It Means When a Credit Card Is Charged Off

If your credit card debt is “Charged Off” does that mean you no longer have to pay it? The phrase “charge off” sounds positive but as you will learn in this article, it means the opposite. Learn what it means for you today and for the next 7 years on your credit report.

You’ll Never Get Out Of Debt Until Your Heart Knowledge Supports Your Head Knowledge

If logic got us out of debt, why are there almost 2,000 books for sale on Amazon about getting out of debt? Learn what I mean by “Know Debt + KNOW Debt = NO DEBT”.

Debt Management – An Introduction To Credit Counseling

Managing debts is a difficult task and many people do not have the means to pay off their debts. Often, people get overwhelmed by the options available for consolidation of debts and they cannot decide their course of action. Out of the available options for debt relief, seeking the help of an agency which provides credit counseling services is the best. There are many such agencies which offer credit counseling services and every month, thousands of people opt for the services of these agencies. People have benefited from using such services as they could consolidate their debt and pay them off over a short period of time.

Get Out of Debt Using A Lesson From Time Management? You Bet You Can!

Getting out of debt can be like getting control of our time. This article will show you how to use a time management skill to help with your debt management plan. You can get out of debt and still live life!

Your Five Ways To Stay Credit Card Debt Free

Due to the modern economic system, there are many women and men all over the world who are having problems with credit card debt. Bank plastic is usually seductive to consumers for the reason that they tend to look at them as completely free money, until they get the billing statement.

Tips For Hiring A Debt Collector

It is good to look for alternative ways to collect debt from your customers. However, if all other avenues have failed, you may have to use debt collectors to get your cash. Every agency is different from the other and not every one that is right for your kind of business. Here are a few things to consider.