From Payday Loan to Loan Sharks

It is thought that in the UK, almost 90% of the payday loan market will disappear with new regulation. But what will replace it?

Finding Optimal Debt Solutions Through Mutually Negotiated Settlements

Any form of debt is a worrisome burden that could affect your life, work and mental stability unless it is cleared up once and for all. Unfortunately, the actual practice of clearing the debt is very difficult, especially if the business or personal problems at the workplace is hindering the settlement, especially if there is pressure from the creditors waiting for the repayments to their loan.

Things You Should Know About the Debt Recovery Process

While it is a common occurrence that persons who wish to avail of a loan will make the extra effort and queue up in front of any of the numerous banks or financial institutions when it comes to repayment the attitude is often different. In such cases the lending bank or financial institution has to depend on debt recovery agencies.

Top Debt Management Mistakes People Make and Their Solutions

Do you wish you had better debt management skills? It’s not something that people are born with but certainly everyone with the right attitude can learn.

Start Paying Off Debts Through Viable Means Aided by Debt Specialists

Building up debts is a serious matter and negotiating through debts is a difficult one. With everything made available and easy to buy with a loan there is a grave increase in the number of debtors across the globe.

Information Needed When Applying for a Debt Management Plan (UK ONLY)

When it all becomes too much, when you’ve finally understood that your debts are out of control, you have overcome the first hurdle. The second hurdle is knowing what to do next.

How to Avoid These Different Deadly Debt Traps

Beware of falling into arrears. This is one hole that may be difficult to get out from. Be wary of debt traps that seem like ordinary credit sources. If possible, do not spend near the brink of your existing credit limits.

Debt Negotiation Made Simple: It’s All About Leverage!

If you are thinking of negotiating a settlement of your credit card or other unsecured debt you need to know the most important point: As any expert negotiator will tell you, all negotiations are about leverage — who has it and who doesn’t. What The Creditor Wants: When you have defaulted in paying a consumer debt on time, the creditor doesn’t want to give up any portion of their claim. They want you to pay in full; with interest and penalties.

Understanding the Psychology of Debt and How to Free Yourself From It

Whether you like it or not, sometime in your life you are, more than likely, going to be in some type of debt,. Even more likely you are in some type of debt right now. How we use debt and experience debt in our lives will have such an impact in the wealth we accumulate and the freedom we experience. So, it is very important to not only understand debt, but understand how to use it, how to manage it and how to eliminate it.

Providing Free Debt Advice Following CAB and MAS Cutbacks

Previous and planned cutbacks to the CAB and MAS has seemingly hampered the provision of good quality debt advice. But is this true. There are plenty of other sources of help out there.

Invest or Pay Down

When a sudden surplus of money comes in, there are a couple thoughts that go through one’s head. The first, regardless of your financial situation, is to treat or “spoil” oneself outside the bounds of your regular spending habits.

How to Become a Corporate Authorised Representative

Find out more about how you can become a corporate authorised representative. Get ASIC accredited and offer financial services in full accordance with Australian laws.