Too Embarrassed To Ask: What is a CAPE Ratio?

This is a follow up to my previous article “First Rule for Money: Save.” In this article I discuss debt and offer advice for getting out of debt.

Are you new to the Indian stock market and feel lost at the mere mention of financial terms such as shares, debentures, stocks, bonds, equities, etc.? To begin with, you need to know the different types of investments.

In simple terms, equity investments offer an ownership stake in the company while bond investments are borrowings made by the company. There are various parameters based on which one can differentiate between equities and bonds from the risk perspective. Equity investors receive dividends for their equity stake in the company while bondholders receive coupon payments, either fixed or floating, based on type of bonds.

This article will expose you to the Private Equity Banking, and the Be Your Own Banker Concept. Get real life examples of how practical this borrowing strategy can be.

The Late Payment of Commercial Debts (Interest) Act was initially introduced in 1998 & gave businesses the ability to claim interest on unpaid commercial debts. The Act was amended in August 2002 so that business owners could also claim reasonable debt recovery costs.

Either we like it or not, debt is a big part of our life. Very few American citizens have passed through life without borrowing at least once. Taking a loan is not always a bad thing, but if debt piles up it will affect your retirement in a negative way.

Financial institutions of all sizes are recognizing the need to understand the overall risks of their loan portfolios. While prudent loan approvals and loan performance monitoring are traditional portfolio management tactics, they only address part of the problem.

Foreclosures are an unfortunate trend and believe it or not the government HAS taken steps to help the homeowner who has documented hardships such as loss of income, health issues or increased expenses. Not very many people know about their alternatives. Most people that move forward with Making Homes Affordable can’t believe how easy it was to start.

Central banks & governments have clearly made the choice to paper-over their debts instead of facing their fiscal problems head-on. This action will guarantee printing presses world-wide, to run non-stop. Global debt is already at $1.5 quadrillion dollars. Gold and silver are poised to shoot to the moon.

Reduce your debt pain free. You can do this, it really works.

We live in a Society that has become plagued by debt. In late 2012 the Federal Reserve reported that total consumer debt in the United States is now at a record-high $2.725 trillion. When analyzing the debt crisis from an individual level and a national level, we must examine our personal and national breaking point, the behavior that is the underlying cause, and what effect proper budgeting could have on the situation.

Reduce stress and create a balanced life. Discover 5 letters that will help you create effective goals and find out how to give yourself the best chance of actually achieving those goals.