Why Bother to Manage Your Money?
Discover why you should take the time to actively manage your money and how you can give your children a massive head start. See what financial stress can do and how money management skills can improve your life.
Are You Part of the 47 Percent?Stop adding to your debt. Strategies to plan your spending and saving better.
Credit Card Debt Solutions – Follow These Easy Tips for Getting Out of Credit Card DebtLooking for some simple credit card debt solutions? To improve the condition of your personal finances, it is important to eliminate any and all credit card debt you may have. Take a look at these simple tips to help you get out of credit card debt.
Signs You Need to Hire a Debt Settlement ProfessionalDebt settlement is rising in popularity but some people still need to learn when it is the right time to hire a professional to help. This is a relatively risky option because you have no guarantees that the creditor or collector will agree to settle with you. However, there are telltale signs that you have no choice but to settle your debts – or its bankruptcy for you.
How a Budget Plan Can Be an Effective Debt Management ToolYour budget is important in your debt recovery because it will serve as your map. You cannot achieve financial freedom unless you know how to manage your finances. To manage your finances, you need to learn how to budget. So while you are on your debt management program, you will certainly find your budget as one of the best tools that you will use to be successful in your debt relief efforts.
Debt Management – What You Should KnowIn times of economic hardship many people are struggling to pay their loans. Debt management is important if you are using a credit card and you have a loan to service. Read more on four ways on how you are able to pay your debts.
Understanding Your Opponent: Debt Settlement in the Eyes of Your CreditorGoing into debt settlement on your own will be riddled with a lot of difficulties. Not only will you be battling with your own spending habits, you will be facing a huge adversary – your creditors. Their main goal is to get you to pay off your debts while keeping an eye on the bigger picture. Understand your opponent so you know how to negotiate with them better.
Reasons Why A Budget Is Not Helping Your Debt Management EffortsA budget is a great tool to help anyone get out of debt. However, you need to create it correctly and follow that plan so you can experience the real benefits of having a budget to follow. It allows you to develop the healthy habit of living within your means and maximizing your savings for a faster debt relief.
Six Ways To Deal With Debt During Tough TimesIf you are experiencing problems with debt, there are things you can do to ensure yourself of a better financial future. First and foremost, as this article reports, you need to open yourself to change. Be sure to completely read this article so you’ll know the six things you can do to deal with debt, including one that may surprise you.
4 Warning Signs You’re Digging Yourself in a Debt HoleUsing credit cards can be fun – especially if you can pay your balances in full when those statements roll them. However, as this article points out, there are danger signs that you may be digging yourself into a debt hole. Be sure to read this article to the very end so you will know the warning signs and can keep from getting in trouble with debt.
Does Credit Card Debt Die With You?Author of Drop Debt, “Surviving Credit Card Hell Without Bankruptcy,” Harvey Z. Warren helps people self-manage debt, even when they die with huge credit card debt. In a recent interview, Harvey described how he helped a family self-manage their father’s $110,000 credit card debt.
Will You Still Have to Work at 75?When you think of retirement, are you smiling or do you have worry lines on your forehead? I’m not sure anyone these days is super confident about their retirement years. Our generation has become accustomed to comfort, immediate gratification and living with debt.