Money Minute: Tuesday 28 January

Ever wonder how America got into this giant economic mess in the first place? Are there any answers to this financial debacle that would get us on the road to recovery? Can our students be taught financial stewardship at an early enough age to turn around this entitlement generation?

The number of Americans literally drowning under the weight of their credit card debt is on the rise. In fact, Americans purchased nearly three trillion dollars on their credit cards last year, according to Nilson Reports.

There are several different types of debt relief companies: credit counselors, debt consolidation, and debt settlement. Before you decide to go with any company, it’s a good idea to see if you can help yourself.

What does it take to achieve financial freedom? Well, in this economy everyone knows that money is extremely tight. There is just not enough to go around anymore.

The SCRA provides certain financial protections for the men and women who serve our country in the military. Those protections are intended to prevent the financial realities of being on active duty from impacting the finances and families of active duty servicemembers.

Each year, when the Federal Trade Commission compiles its statistics on complaints against businesses, one industry tops all the rest. Debt collectors, particularly third-party debt collectors, garner more consumer complaints than any other business, year after year. And the number of complaints just keeps rising.

Before making a decision about choosing a debt management company read this article which reveals some important secrets. This article investigates important aspects of searching online and not being baffled by clever elements which some less than reputable debt management companies can include in their online approach.

So you decided it was time to get rid of the paper clutter and store things electronically – but not certain what to do next? A few years ago I made that decision also and struggled with the concept of letting go of all that paper. Through trial and error I came up with these 7 steps to a paperless financial organization system.

The world is filled with people that are having trouble dealing with their debts so finding out how to create a debt management plan will be a wise investment of your time and money. The first thing that you need to do to increase debt  is to stop creating debt immediately. If you have a debt solution in place already, than you should not have too much trouble.

Some people are born either with a “tight fist” or a “hole in the pocket” when it comes to money. Which one are you?

Is it possible to get a guaranteed Return on Investment in today’s crazy market? Not only is it possible, but chances are good that you have easy access to it. Read on to see how you can get a guaranteed return of 12% or higher, by simply paying off your debt.

One of the most important aspects of managing personal finances is having a good debt management program in place. The fact of the matter is that if you are successfully managing your debt you should have little to no debt to worry about. The unfortunate thing is millions of Americans do not know how to do this and are experiencing cash flow problems that are approaching crisis proportions.