Four Ways to Save Money on Your Heating Bills
Heating bills can eat away at your monthly budget, particularly during the colder months. However, there are a few things that you can do in order to minimize the cost. This article provides you with four ways that will help you to drastically lower your heating bills…
4 Options to Paying Off Law School DebtWhen a young student signs up to become a lawyer he or she often forgets about the cost. Unfortunately, law school is expensive, and it may take years for a new lawyer to pay off their debts. Paying off law school bills is a tough, but a recent graduate can pay off their debts quickly with a few proven techniques. Here are four tips for a new lawyer to pay off his or her debts quickly.
Signs That Consumer Debt Counseling Is The Right SolutionFinding the right program that suits your specific debt needs may be harder than you think. For instance, debt counseling can get you out of debt but it does not necessarily apply to everyone. You need to know the signs that it is effective, not based on statistics, but on your own financial capabilities and personal preferences.
The Importance Of Managing Money RightIf one does not have enough knowledge on how to manage the money earned by you in the right way, it is a good idea to seek advice. There are many financial experts who know exactly what has to be done, where to invest, how to earn interests, how to save money; anything and everything you need to know they can help with.
Managing Your Debt – How to Get Out of Debt Without Going BankruptDo you have sleepless nights worrying about your debt? Do you dread phone calls and knocks on the door. Are you tempted not to open the mail? Read on for ways to eliminate your stress and become debt free for ever
Could Using a Mercantile Agent Be Hurting Your Brand?Has our “quick fix” culture spread to our Accounts Receivable, Credit Control & Collections teams? In this article we look at the problems a company may face if the correct due diligence isn’t applied.
Surviving The Economy on a BudgetThe world economy has been quite slow in the recent past; following the financial meltdown of 2008 which left many people bankrupt and many lost their homes. It is from such circumstances that harsh life lessons have been learnt, and many people have been seeking ways to survive. Here are several tips; that if well used; can help one survive in an uncertain economy.
Do You Have a Debt Management Strategy?Ensuring you have a documented process to collect your overdue accounts is fundamental to any business, large or small. If you don’t, then you run the risk of quickly losing control of your Accounts Receivables. There are a number of common denominators as to why business owners struggle with asking their customers for payment themselves: How do I approach them?
March Brings Underwater Mortgage ReliefNow that March 1, 2013, has passed, homeowners can breathe a sigh of relief. This so-called “Liberation Day” for homeowners marks the start of Fannie Mae and Freddie Mac allowing people to relinquish their underwater homes and cancel their debt. The official rules only apply to those who are less than 90 days behind on their mortgage payment.
Bailiff At Your Door – Your Rights ExplainedAlthough debt collectors should not threaten the use of bailiffs without justification, many state the various outcomes for people who choose not to pay their debts and doorstep collections are often mentioned as an option at this stage. Debtors can avoid further action by negotiating terms with debt collectors, many of whom would be willing to accept extended or reduced payment terms.
Learn How to Separate a Need From a WantIt is very simple to define needs and wants however the difference between the 2 is often the hardest thing for people to grasp. Learn how to separate a Need from a Want and discover the BIG SECRET to being able to start the process of managing your money really effectively.
4 Debt Circles and the Barriers That Hold Us Back4 Debt circles describes the areas in our lives that we need top focus on and make necessary changes in order to improve the quality of life we should enjoy. We are all destined for greatness and deserve abundance; however, not all of us know where to begin to enjoy that lifestyle.