Too Embarrassed To Ask: what is moral hazard?






6 Tips For Spending Wisely This Holiday Season

When holiday music is piped into malls and festive themes accompany some hard-to-miss sales, it’s no wonder people are compelled to overspend during the holidays. Here are six helpful tips to keep help keep your holiday spending in check this season.

NFC Payments Increase Consumer Spending and Debt

Lincoln Financial stadium had NFC enabled cashiers 10 years ago and in the winter you could quickly get your food without rummaging for your wallet. You simply waved your little key chain and you were back to the game. Why was this so successful? Because food prices were high at stadiums and consumers were willing to pay more without remorse if they didn’t have to pull out their cash.

Tips On How To Save Money As A Single Woman

Although, you may not be having children or a spouse to provide for, you need to support yourself as a single woman. Due to the current hard economic times it’s paramount that you put into place ways on how to save money in almost every part of your life. To help you out, here are some of the ways of saving money:

Financial Habits Everyone Must Learn

There are dozens of organizations with a commitment to teaching you how to improve your personal financial literacy. Some schools provide classes and during financial literacy month, there are even more free community resources available. Read on as this article will provide tips on improving your financial habits and literacy.

A Budget Planner Helps People Live Within Their Limits and Allows Bills to Get Paid

Part of life is paying the bills. Nobody really wants to do this, but it is what has to happen in order for people to survive. There are many ways that a budget planner can be made up.

Tips for Saving Money in the Kitchen

Everyone is on the lookout to save money. Here are some kitchen money saving ideas.

Leftovers – How to Recycle Dinner

Ever wonder what to do with leftoverbeef, bread or eggs? Try these tips to reformulate that has been dinner into tonight’s treasure.

5 Reasons You Must Have a Budget

Many people do not bother to make a budget for various reasons. Some people make enough money that they always have money in their account for bills, so they don’t believe they need to make a budget. Others don’t out of pure laziness.

Mistakes to Avoid When Saving for Your Kid’s College Education

Do you plan to help pay for your child’s college education? If so, you may find it surprising – and a bit disheartening – that between 2001-02 and 2011-12, prices for undergraduate tuition, room, and board at public institutions rose 40 percent, and prices at private nonprofit institutions rose 28 percent, after adjustment for inflation. But don’t despair.

Save Your Money!

I will show you a few easy ways to save your money the way in which I have learned though-out my life so far and to help you become a professional at saving money. Saving isn’t easy but I will show you just a few ways to make it fun!

10 Money-Saving Tips for New Parents

Check out my tips on helping new parents save some serious cash. I’ve broken it down into ten points.

Making the Student Budget Go Further

If you’re a student, chances are that you’re keen to find out about as many savings as you possibly can. The internet has made it much easier for students to find out about the latest offers, savings and discounts, whereas in the past people had to keep their ear close to the ground to avoid missing out, with many offers being discovered through the word-of-mouth process. There are many things you can do to stay informed about the very latest offers today and you can even download apps that will provide you with a list of student discounts in your…

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